You may be wondering what a public insurance adjuster is, what they do and why you would chose to work with one? The short answer is public insurance adjusters help you get the money you deserve from your insurance claim. We represent YOU the policyholder, not the insurance company
Our application process is easy to understand and only takes about five minutes to complete. Provide us with some basic information about your claim and damages. In no time at all, you’ll be on your way towards getting the insurance payout that you deserve.
Once you contact us someone from our team will be setting an appointment with you to inspect the damage. This is a vital part of getting you paid, not just because we need to understand the problem, but many times we find things that you may have overlooked.
Once the inspection is done, our fun begins. We will prepare a detailed estimate and claim summary in the Xactimate program. We will determine the cost of repairs, renovations and replacements of damage property to restore you to pre-loss condition or better. We’ll be communicating with your insurance company and going over the details, negotiating on your behalf. We may participate in alternative dispute resolution like mediation or appraisal. We keep you informed of any updates and changes, making sure that while we are carrying the workload, you are aware of everything 100%. If you end up needing litigation, we will supply our work product and stand by you every step of the way.
Once the settlement is completed, you get paid. You can finally get the repairs you need done, or to move on. Either way..you have the control back in your life and can live without this looming over your head any longer.
Florida’s challenging weather conditions create distinctive insurance challenges. From Miami to Jacksonville, property owners face hurricanes, flooding, sinkholes, and year-round storm damage. Insurance companies often minimize these claims, leaving policyholders with settlements that barely cover repair costs.
Statistics show that policyholders who hire a public adjuster Florida service receive settlements averaging 747% higher than those who handle claims alone. Your Claim Hero’s expertise transforms denied and underpaid claims into fair compensation that actually covers your losses.
Your home is your sanctuary. When damage occurs, our Florida public adjusters meticulously document every detail, from structural damage to personal property losses. We handle hurricane damage, flood claims, fire damage, theft, vandalism, and all covered perils under your homeowner’s policy.
Business interruption can devastate your livelihood. Your Claim Hero’s commercial public adjuster Florida team understands the complexities of business insurance policies. We evaluate lost income, property damage, inventory losses, and additional expenses to maximize your commercial claim settlement. damage, theft, vandalism, and all covered perils under your homeowner’s policy.
As Florida’s premier storm damage advocates, we’ve successfully negotiated thousands of hurricane claims. Our adjusters understand the intricate details of wind versus flood damage, ensuring proper coverage application and preventing claim denials based on technicalities.
Insurance companies employ various tactics to minimize payouts. Your Claim Hero confronts these challenges head-on:
A public adjuster Florida professional represents policyholders during the insurance claim process. We inspect damage, document losses, interpret your policy coverage, prepare detailed claim presentations, and negotiate directly with your insurance company to secure the maximum settlement. Unlike insurance company adjusters, we work exclusively for you, not the insurance company.
Absolutely. Studies show that policyholders using a public adjuster Florida service receive settlements averaging 747% higher than those handling claims alone. Even after our contingency fee, you typically receive significantly more money than negotiating independently. Plus, we handle all the stressful paperwork, negotiations, and time-consuming claim management.
Your Claim Hero works on a contingency fee basis, typically ranging from 10-20% of your settlement, depending on claim complexity and size. You pay nothing upfront and no fee if we don’t recover money for you. Florida law caps public adjuster fees, ensuring fair pricing for policyholders.
The sooner, the better. Ideally, contact a public adjuster Florida expert immediately after property damage occurs, before filing your claim or giving recorded statements to your insurance company. However, we can also help with claims already in progress, denied claims, or underpaid settlements from past events.
Contact Your Claim Hero today at 1(833) 724-HERO (4376) or email intake@yourclaimhero.com for your free claim review. We don’t get paid unless you do that’s our promise.
